Build Credit with Kovo – No Deposit Required
Kovo helps you establish or improve your credit score with on-time rent payments. No hard credit check, no deposit needed.
Start Building Credit with Kovo
If you're looking to build credit but don't want a secured card or loan, Kovo offers a simple solution: report your rent payments to credit bureaus. It's a low-risk way to establish a positive payment history, and you can start today without a deposit or hard inquiry.
Why Kovo Affiliate Program US?
What makes this offer worth a look
No Hard Credit Check
Signing up won't affect your credit score. Kovo uses a soft pull, so you can apply without worry.
No Deposit Required
Unlike secured cards, Kovo doesn't ask for a security deposit. You only pay a small monthly fee.
Rent Reporting to All Three Bureaus
Kovo reports your on-time rent payments to Equifax, Experian, and TransUnion, helping you build credit history.
Free Credit Score Monitoring
Track your progress with free monthly VantageScore 3.0 updates from TransUnion.
Flexible Payment Options
Choose to report up to 24 months of past rent payments for a one-time fee, or start with current rent.
How it works
- 1
Sign up online with basic info – no credit check required.
- 2
Connect your lease or provide landlord details to verify rent.
- 3
Kovo reports your on-time rent payments to the three major credit bureaus each month.
- 4
Monitor your credit score improvement through the Kovo dashboard.
Frequently asked questions
Does Kovo affect my credit score when I sign up?
No. Kovo performs a soft credit pull, which does not impact your credit score.
How much does Kovo cost?
Kovo charges a monthly subscription fee of $8.95 for current rent reporting. Past rent reporting costs a one-time fee of $49.95 for up to 24 months.
Can I use Kovo if I don't have a credit history?
Yes. Kovo is designed for people with no or limited credit history. You just need a valid lease agreement.
Which credit bureaus does Kovo report to?
Kovo reports to Equifax, Experian, and TransUnion.
Is Kovo available in all states?
Kovo is available to residents of all 50 US states and Washington D.C.
Can I cancel anytime?
Yes, you can cancel your subscription at any time through your account settings.
Ready to try Kovo Affiliate Program US?
Kovo helps you establish or improve your credit score with on-time rent payments. No hard credit check, no deposit needed.
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