Take Control of Your Finances with Personal Capital
Smart tools for budgeting, investing, and retirement planning – all in one place.
Try Personal Capital Free
Managing your money can be overwhelming, but Personal Capital makes it simple. With powerful financial dashboards and expert advice, you can track your net worth, optimize your investments, and plan for retirement with confidence.
Why Personal Capital US?
What makes this offer worth a look
Free Financial Dashboard
See all your accounts in one place – bank, credit cards, investments, and more – with real-time updates.
Investment Checkup
Get a personalized analysis of your portfolio’s asset allocation, fees, and risk to make smarter decisions.
Retirement Planner
Forecast your retirement income and expenses with our advanced calculator and adjust your strategy accordingly.
Cash Flow Analyzer
Understand your spending patterns and identify opportunities to save more money each month.
Fee Analyzer
Uncover hidden fees in your investment accounts that could be costing you thousands over time.
How it works
- 1
Sign up for free and securely link your financial accounts (bank, brokerage, 401k, etc.).
- 2
Instantly see your complete financial picture – net worth, cash flow, and investment performance.
- 3
Use the Retirement Planner and Investment Checkup to get personalized recommendations.
- 4
Optionally, get matched with a fiduciary advisor for ongoing wealth management (fees apply).
Frequently asked questions
Is Personal Capital free?
Yes, the financial dashboard and planning tools are free. Optional advisory services have a fee.
Is my data safe?
Personal Capital uses bank-level encryption and is read-only, so your data is secure.
Can I use it for budgeting?
Yes, the Cash Flow tool tracks your income and expenses to help you budget effectively.
Do I need to be wealthy to use it?
No, the free tools are for anyone. Advisory services require a minimum of $100,000 in investable assets.
Does it work with my 401(k)?
Yes, you can link most 401(k) accounts and see them alongside your other investments.
How does the Fee Analyzer work?
It scans your accounts for expense ratios, advisory fees, and other costs, then shows your total fee impact.
Ready to try Personal Capital US?
Smart tools for budgeting, investing, and retirement planning – all in one place.
Try Personal Capital FreeDisclosure: this page contains affiliate links. If you sign up or buy through them, aibuzz.world may earn a commission at no extra cost to you.