Smart Credit Card: Smart Rewards for Hong Kong
Earn cashback and enjoy exclusive perks with Standard Chartered's Smart Credit Card.
Apply Now
Maximize your everyday spending with the Standard Chartered Smart Credit Card, designed for Hong Kong residents who value smart rewards. Earn up to 5% cashback on dining, shopping, and more, with no cap on certain categories. Apply now and enjoy a seamless digital experience.
Why Standard Chartered Smart Credit Card HK CPA?
What makes this offer worth a look
Up to 5% Cashback
Earn unlimited 5% cashback on dining, shopping, and online spending with no minimum spend.
No Annual Fee
Enjoy the first year free and subsequent years waived with a minimum annual spend.
Exclusive Dining Perks
Get up to 50% off at select restaurants and partner establishments across Hong Kong.
Contactless & Mobile Payments
Use Apple Pay, Google Pay, or Samsung Pay for fast, secure transactions.
24/7 Customer Support
Access round-the-clock assistance via phone or the Standard Chartered app.
How it works
- 1
Check eligibility and apply online in minutes with instant approval.
- 2
Receive your card within 5-7 business days and activate via the app.
- 3
Start spending to earn cashback automatically on eligible purchases.
Frequently asked questions
What is the minimum income requirement?
Applicants must have a minimum annual income of HK$150,000.
Is there a foreign transaction fee?
Yes, a 1.95% fee applies on all foreign currency transactions.
How is cashback credited?
Cashback is credited monthly to your card account and can be redeemed as statement credit.
Can I add supplementary cards?
Yes, you can add up to 3 supplementary cards for family members.
What are the interest rates?
The standard purchase APR is 26.8% per annum, subject to change.
Ready to try Standard Chartered Smart Credit Card HK CPA?
Earn cashback and enjoy exclusive perks with Standard Chartered's Smart Credit Card.
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